Credit Cards

Credit cards, credit scores and borrowing costs in Canada, explained without the marketing.

Latest in credit cards

Pay $1 Less Than Your Full Balance and You Could Lose Your Interest-Free Days

Your credit card gives you at least 21 interest-free days, on one condition: pay the full statement balance. Pay a dollar less and many banks charge interest back to the day of each purchase. How the grace period works, and six habits that keep it.

· 5 min read

  1. Elijah Oluwunmi

    5 Credit Card Rights Most Canadians Don't Know They Have

    Canadian law caps your liability for card fraud at $50, stops your bank raising your limit without asking, and gives you an independent referee when a complaint goes unresolved. Five rights, what each means in practice, and where it comes from.

  2. How your Canadian credit score is actually calculated

    Two bureaus, several scores, and a handful of factors that actually move the number. Most credit advice targets the ones that barely matter.

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