Investments
Registered accounts, index investing, fees and risk. The mechanics of building a portfolio in Canada.
Latest in investments
Your TFSA Isn't Fully Tax-Free: The US Is Quietly Taking 15% of Your Dividends
US dividends paid into a TFSA lose 15% before they reach you, and you cannot claim it back. What it costs, why an RRSP is treated differently, and when it is worth rearranging.
· 6 min read
Day Trading in Your TFSA? The CRA Could Tax Every Dollar You Made
A Vancouver adviser grew a TFSA to $617,371 and the CRA taxed most of it as business income. What the Income Tax Act actually says, how the CRA decides, and what to do if you trade often.
TFSA or RRSP first? The question is your tax rate
The comparison is not about which account grows faster. Mathematically they are identical at the same tax rate — so the answer depends entirely on how your rate changes.